Effective Thoughts For Searching Your Dream Home In Texas

10 Tips To Help You Find Your Texas Dream Home

It takes more than just a house to find your dream home. Just like a life partner, you have to look for and choose someone that not only understands you but one who makes your heart keep calm despite everything else. The perfect home is where you can make memories and unwind without thinking of anything else. Although a dream home can be compared to finding the perfect partner, finding the perfect home is much easier. All you need is do some legwork, budget well, and plan for your dream home. You never have to go to a blind date to find a good home. Here are a few tips and ideas on how to find the home of your dreams

1. Know What You Want In A Home (Style)

Although the sleek modern kitchen in that penthouse apartment or the craftsman homes might seem fun and appealing, is this what you look for in a home? As mentioned earlier, a home is where you are most at peace. That said, single-family homes are recommended for they offer the freedom and privacy you would need, particularly if there are children or even pets in the picture. This type of home is, however, demanding as you will have to spend several weekends maintaining everything in and around the house. This might or might not be fun for you. Condos, on the other hand, might not have all these maintenance needs, but do not offer lots of green space for the family. In addition to this, you will be required to pay condo association fees for its maintenance monthly.

2. Research

Before settling on a neighborhood you’d wish to live in, research on it and see what appeals you more about it. Some find the perfect home in the countryside, downtown, and even uptown; what do you look for in a home environment. Take your curiosity online and start researching on the neighborhoods you find appealing. Use various tools to find out more about the area, its walkability scores, and safety.

Online research isn’t enough. Go to these neighborhoods in person, walk or drive around, and see if you can find everything you need in a home environment. Be sure to look into factors such as security and social amenities.

3. Get Your Finances In Order

Once satisfied with the neighborhood, you can then start getting your finances in order. You need to get pre-approved as a homebuyer. The first step to doing this is by requesting your credit score and report to have an idea of your credit standing. From this, you can plan your next cause of action; this can be to correct any errors with the credit reports, as well as having all bills paid on time to improve your score. Next, you need to see how much you have saved, how much is required for a down payment, and closing costs.

4. Stick To Your Budget Range

It’s after getting pre-approved that you can know what you qualify for. For most people, the most expensive homes (within their price range) seem more appealing than the cheaper more affordable ones. Although you might be tempted to go for the top of the range homes, it’s advisable to go for something you can afford comfortably. Going for the expensive home might taint the love you initially had for the new home.

Financial experts recommend sticking to the 28/36 rule when budgeting for your money. This is to say; you shouldn’t pay more than 28% of your total monthly income on housing expenses. In addition to this, other expenses such as car payments, student loans, and housing costs mustn’t exceed 36% of your income. Sticking to your budget and the guidelines outlined here is the only way you will be comfortable in your new home.

5. Make Future Plans

The process of looking for the ideal home can be lengthy and tiring. You, however, should look for a home you will be able to stay in for at least 5 years. That said, it is advisable to consider what works for you now, and what your future plans are (with the home). Planning well will help you build equity and even be able to pay the mortgage on time.

The perfect home will always grow with you. Any plans, such as getting a family, having kids, the need for a home office, and such need to be put into consideration before buying that five-bedroomed house. While the -bedroomed house might seem ideal then, it won’t make any sense when it’s just you and the walls. Give yourself time to grow before shooting for such a big house.

6. Don’t Focus Too Much On The Flaws

Most of the houses you will come across when ‘hunting’ for the perfect home will have a few flaws here and there. Some will have odd-shaped rooms, not the best roof, or even slight damage on the entry door. While some issues might be hard to overlook, you shouldn’t focus too much on the minor flaws a house might have. Some of these imperfections are what make a house a home.

Instead of focusing on the cosmetic blemishes, look for homes with a layout fitting your lifestyle, space, and a price you can work with. Some of these cosmetic issues can be dealt with or fixed over time. Merely updating the colors and kitchen cabinets would create the home you have been dreaming of.

7. Pay Special Attention To Potential Home

Finding a house, you’d consider a potential home takes a lot of research and legwork. Should you find a home you are interested in, start looking into the tiny details that aren’t noticed on the first day. Some homes will seem to have all the qualities and be in a peaceful neighborhood, only to turn out to be in the worst neighborhood. Although the neighborhood was quiet and calm when you came for viewing, it might be close to a night club or a noisy part of the street. Paying special attention to these can save you lots of frustration in the future.

8. Know More About The Neighborhood

The only way your love for your new home will last is if you fall in love with the neighborhood as well. There’s no better way to learn about the region that taking a walk around. Taking a walk will help you identify amenity centers, jogging trails, and even the nearest supermarket or grocery store you’ll use in the future. Look for restaurants, schools, and other aspects that will make you love the neighborhood.

9. Have A Licensed Home Inspector Inspect The House

Don’t take any chances with such a huge investment. While the house might seem OK to you, you still need the confirmation of a licensed home inspector. The inspector should be able to detect anything from potential roof problems, a failing plumbing line, and the age of the house in no time.

10. Be Flexible

Back to a perfect partner. The person you imagined to be an angel while dating doesn’t turn out to be that person in the long run. You, therefore, have to make adjustments to accommodate their bad sides and imperfections. The same applies to find the perfect home. Don’t get fixated simply because the porch is too big, or the stairs aren’t as they seemed to be. Allow yourself to be flexible and deal with each imperfection wisely. This is the only way you will be able to create your dream home from this simple house.

Before making a decision, let one of the experts at The Texas Mortgage Pros help you find out exactly what loan is best for you.  Contact us or call us today for more pieces of information!

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