The Texas Mortgage Pros – Knowledgeable Mortgage Lender, Home Loan Center & Mortgage Company In Aledo, TX

Conventional Rates

4.125 %

4.210 %APR

30 YEAR FIXED

Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR

30 YEAR FIXED

Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR

30 YEAR FIXED

100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR

30 YEAR FIXED

100% Financing In Rural Areas

"Rates, terms, and fees as of 11/19/2019 and subject to change without notice."

Dedicated Mortgage Broker in Aledo

We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see if you’re qualified.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
 

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Get up-to-date information on mortgage and real estate news including mortgage rates, processing, and refinancing.
  • Latest U.S. Mortgage News
  • Mortgage Rates are Updated Daily
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Getting Prequalified just got a lot easier
In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
  • Work with the BEST lending company in the Greater Houston Area.
  • Discover simple, affordable, and effective tools to help you secure a mortgage.
“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
Man using the best mortgage lender in houston texas

Real Clients. Real Stories. Real Results.

Our goal is to provide you with the best customer service possible.

  • home loans by The Texas Mortgage Pros
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

  • apply for loans by The Texas Mortgage Pros
    Shareem Williams

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

  • apply for a mortgage with The Texas Mortgage Pros
    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

  • Texas Mortgage home loan programs
    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

  •  Top Mortgage Lender in Texas
    Christina & Aaron Francis

    We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »

The Best Mortgage Lenders In Aledo, Texas

The Texas Mortgage Pros team consists of the best mortgage lenders in Texas. We are committed to providing our Aledo, Texas clients with the highest quality service for your mortgage needs. Combined with the lowest rates and multiple loan programs available in Texas, makes The Texas Mortgage Pros one of the best Aledo mortgage companies – Spring, San Antonio, Tomball, The Woodlands, Amarillo, Dallas, Austin, El Paso, Corpus Christi, Fort Worth, Midland, Arlington, Plano, Odessa, and Houston, Texas. Our outstanding mortgage professionals with years of experience will work with you one-on-one to ensure that you get the home loan that is tailored specifically to meet your situation and expectation. Whether you are purchasing your dream home, first home, refinancing an existing loan, or consolidating debt, our highly experienced team of loan officers can help you find the right loan program at the lowest rate possible. Finding the best mortgage companies in Aledo, Texas doesn’t have to be difficult. Our ultimate goal is to create a lasting relationship with each of our clients that we may continue to provide excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. Our name is trusted throughout the lending community.

What The Texas Mortgage Pros Specializes in:

To speak directly with an experienced mortgage professional, simply give us a call anytime or feel free to utilize any of the interactive tools offered throughout the site. We look forward to working with you.

Get Pre-Approved In Less Than 8 Minutes

 

Conforming and Non-conforming home loans.

Conforming home loans are home loans that follow the guidelines that Fannie Mae and Freddie mac have set, but non-conforming home loans are the type of home loans that don’t meet the guidelines compiled by Fannie Mae & Freddie Mac. The similarity between these two types of home loans is that they can fund home purchase thus the reason why The Texas Mortgage Pros offers it. 

The Texas Mortgage Pros offer this loan program giving its borrowers a variety of options to choose from. Non-conforming home loans are also known as jumbo loans,they are home loans that exceed the normal limit set for the other home loan programs. This loans can exceed up to 20 million or more. Below is more information about the two home loan programs offered by The Texas Mortgage Pros:

Conforming home loans

This home loan program is similar to other home loan programs since the guidelines set include:Loan limit-for this loan program the maximum you can borrow depends on the type of family you live in, that is for single families the maximum they can borrow is around$ 484,350, for a family of two the amount is $620,200.

The down payment amount- this also matters since once your mortgage is approved it helps determine how much to repay monthly and the term.

Your credit score- for conforming home loans the minimum credit score is 620 to around 700. This is also a determining factor to whether your mortgage gets approved or not.

Proof of income and employment-this is necessary since it helps the loan officer determine how much you can borrow. It also clears doubts about your income since there is proof that it is from a stable source.

Debt to income ratio-This is the ratio of the debts to your income, it also determines whether your mortgage gets approved or rejected this involves your credit report history. 

Non-conforming home loans

Jumbo means big a borrower who applies for this loan program should be financially stable and should have a convincing reason to apply for this. This home loan program is quite hard to apply for since they look into any guidelines keenly. The requirements for this home loan program are:

The down payment is much higher since the amount you are borrowing is also large. It may be 20% of the loan amount you are borrowing.

Your credit scores should be higher that is the minimum should be 700, this increases your chance of getting the mortgage approved and getting a good mortgage rate. 

You should have a stable source of income since the closing costs and fees required during the mortgage process might be slightly higher than those of other home loan programs.