The Texas Mortgage Pros – Expert of Conventional Loan, VA Home Loans & FHA Lender In Beach City, TX

Conventional Rates

4.125 %

4.210 %APR

30 YEAR FIXED

Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR

30 YEAR FIXED

Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR

30 YEAR FIXED

100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR

30 YEAR FIXED

100% Financing In Rural Areas

"Rates, terms, and fees as of 12/15/2019 and subject to change without notice."

Dedicated Mortgage Broker in Beach City

We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see if you’re qualified.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

daily mortgage news courtesy of the texas mortgage pros
National Mortgage NEWS
Get up-to-date information on mortgage and real estate news including mortgage rates, processing, and refinancing.
  • Latest U.S. Mortgage News
  • Mortgage Rates are Updated Daily
  • Complete Consumer Mortgage News

Getting Prequalified just got a lot easier
In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
  • Work with the BEST lending company in the Greater Houston Area.
  • Discover simple, affordable, and effective tools to help you secure a mortgage.
“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
Man using the best mortgage lender in houston texas

Real Clients. Real Stories. Real Results.

Our goal is to provide you with the best customer service possible.

  • home loans by The Texas Mortgage Pros
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

  • apply for loans by The Texas Mortgage Pros
    Shareem Williams

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

  • apply for a mortgage with The Texas Mortgage Pros
    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

  • Texas Mortgage home loan programs
    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

  •  Top Mortgage Lender in Texas
    Christina & Aaron Francis

    We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »

The Best Mortgage Lenders In Beach City, Texas

The Texas Mortgage Pros team consists of the best mortgage lenders in Texas. We are committed to providing our Beach City, Texas clients with the highest quality service for your mortgage needs. Combined with the lowest rates and multiple loan programs available in Texas, makes The Texas Mortgage Pros one of the best Beach City mortgage companies – Spring, San Antonio, Tomball, The Woodlands, Amarillo, Dallas, Austin, El Paso, Corpus Christi, Fort Worth, Midland, Arlington, Plano, Odessa, and Houston, Texas. Our outstanding mortgage professionals with years of experience will work with you one-on-one to ensure that you get the home loan that is tailored specifically to meet your situation and expectation. Whether you are purchasing your dream home, first home, refinancing an existing loan, or consolidating debt, our highly experienced team of loan officers can help you find the right loan program at the lowest rate possible. Finding the best mortgage companies in Beach City, Texas doesn’t have to be difficult. Our ultimate goal is to create a lasting relationship with each of our clients that we may continue to provide excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. Our name is trusted throughout the lending community.

What The Texas Mortgage Pros Specializes in:

To speak directly with an experienced mortgage professional, simply give us a call anytime or feel free to utilize any of the interactive tools offered throughout the site. We look forward to working with you.

Get Pre-Approved In Less Than 8 Minutes

 

 

The Texas Mortgage Pros is a mortgage lending company with operations all over Texas. We provide our clients with the best quality services concerning their home loan needs. We have various home loan programs that have the lowest rates in areas such as Spring, San Antonio, Tomball, The Woodlands, Dallas, Austin, and Houston, all in Texas State.  We have a team of professional loan officers with several years of experience that will guide you systematically to choose a mortgage loan that suits your needs and situation. Our loan experts will assist you in obtaining the right mortgage program with the lowest rates for purchasing a dream home, first home, refinancing an existing loan, or even merging their current debts into one.  

What we offer

At Texas Mortgage Pros, we offer the following:

  • New home purchase mortgages
  • Texas home loan mortgages
  • Conforming and non-conforming jumbo loans
  • Maximum loan limit of up to 3 million
  • Excellent terms and best rates
  • Up to 95 of the mortgage value

Our mortgage loans include:

Texas FHA loans

FHA mortgage loans have various advantages that include; low down payment, significant Debt-to-Income ratio requirements, their interest rates are low. With FHA, one can raise the down payment through gifts from friends or family.

Mortgage refinancing in Texas

These types of home loans are for homebuyers who would wish to refinance their mortgages to get lower interest rates or reduce the term of repayment. The lease has the following features; closes in 30 days or less, low-interest rates, the loan can include the closing the loan, all rehabilitation costs can also be merged into the loan.

Our objective

Our main goal is to have a relationship with our customers that will last many years due to our excellent service delivery. We are outstanding among other major mortgage lenders in that we keep our client’s information safe, secure, and private. We have gained the trust of several home buyers who use our products. We give our clients the privilege of speaking to professional loan officers anytime through our ever accessible call centers and other interactive tools. We always endeavor to work cordially with our customers, and you can reach us through the number (281)860-2533.

 

Understanding the Texas Mortgage Banking Disclosure

It is crucial for homebuyers in Texas to understand mortgage banking disclosure.  The disclaimer states in section 157.007 of the mortgage banker registration and residential mortgage loan originator Act, in chapter 157 of Texas finance code that:

  • A home buyer wishing to file a complaint against a Banker or a licensed mortgage loan originator should fill a complaint form.  They should then send it to the department of savings and mortgage lending in Texas through the address 2601 N Lamar, Suite 201, Austin, TX 78705.
  • One can download and print the complaint forms from the department’s website, www.sml.texas.gov. Or a customer can call toll-free through the hotline 1-877-276-5550.

It is also worth for a home buyer to note that the department has a recovery fund for paying a borrower who suffers damages that may arise from a mortgage loan originator. One should file a written application for refund to be investigated by the department before paying for the claim. To know more about the recovery fund, one can consult the department’s website above.