The Texas Mortgage Pros – Competitive Loan Agency, Mortgage Broker & Home Loan Center In Bedford, TX

Conventional Rates

4.125 %

4.210 %APR

30 YEAR FIXED

Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR

30 YEAR FIXED

Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR

30 YEAR FIXED

100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR

30 YEAR FIXED

100% Financing In Rural Areas

"Rates, terms, and fees as of 12/14/2019 and subject to change without notice."

Dedicated Mortgage Broker in Bedford

We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see if you’re qualified.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
 

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National Mortgage NEWS
Get up-to-date information on mortgage and real estate news including mortgage rates, processing, and refinancing.
  • Latest U.S. Mortgage News
  • Mortgage Rates are Updated Daily
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Getting Prequalified just got a lot easier
In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
  • Work with the BEST lending company in the Greater Houston Area.
  • Discover simple, affordable, and effective tools to help you secure a mortgage.
“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
Man using the best mortgage lender in houston texas

Real Clients. Real Stories. Real Results.

Our goal is to provide you with the best customer service possible.

  • home loans by The Texas Mortgage Pros
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

  • apply for loans by The Texas Mortgage Pros
    Shareem Williams

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

  • apply for a mortgage with The Texas Mortgage Pros
    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

  • Texas Mortgage home loan programs
    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

  •  Top Mortgage Lender in Texas
    Christina & Aaron Francis

    We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »

The Best Mortgage Lenders In Bedford, Texas

The Texas Mortgage Pros team consists of the best mortgage lenders in Texas. We are committed to providing our Bedford, Texas clients with the highest quality service for your mortgage needs. Combined with the lowest rates and multiple loan programs available in Texas, makes The Texas Mortgage Pros one of the best Bedford mortgage companies – Spring, San Antonio, Tomball, The Woodlands, Amarillo, Dallas, Austin, El Paso, Corpus Christi, Fort Worth, Midland, Arlington, Plano, Odessa, and Houston, Texas. Our outstanding mortgage professionals with years of experience will work with you one-on-one to ensure that you get the home loan that is tailored specifically to meet your situation and expectation. Whether you are purchasing your dream home, first home, refinancing an existing loan, or consolidating debt, our highly experienced team of loan officers can help you find the right loan program at the lowest rate possible. Finding the best mortgage companies in Bedford, Texas doesn’t have to be difficult. Our ultimate goal is to create a lasting relationship with each of our clients that we may continue to provide excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. Our name is trusted throughout the lending community.

What The Texas Mortgage Pros Specializes in:

To speak directly with an experienced mortgage professional, simply give us a call anytime or feel free to utilize any of the interactive tools offered throughout the site. We look forward to working with you.

Get Pre-Approved In Less Than 8 Minutes

 

Texas FHA Home Loans

The Federal Housing Administration(FHA) is one of the home loan programs offered by The Texas Mortgage Pros. This home loan program is guaranteed by the government thus its rates are always low compared to other home loan programs.

This home loan program is mainly for borrowers who wish to purchase homes that will be their primary residence. It can be used to purchase any type of house a homeowner wishes to purchase depending on his or her family size. The house types include single-family houses, condos, multi-family houses.

This home loan program is specifically for people living in the USA, and its loan limit varies from one county to another. This home loan program offered by The Texas Mortgage Pros is eligible to anyone who wishes to apply for it however, it is not for persons who wish to purchase an investment property.

Why should I choose this loan program?

This loan program offers a minimum downpayment of 3.5% of the house price. However, this depends on credit score that the borrower has which is a minimum of 580, any borrower with a credit score lower than that they pay a down payment of 10%.

For downpayment it doesn’t have to be money rather gift Funds are allowed for a down payment, this gifts can come from friends, a family or relatives as long as the source of this gifts is known.

This home loan program is guaranteed by the government which controls its mortgage rates. A customers mortgage rates depend on the mortgage term he or she chooses. A home loan program with low-interest rate is what most borrowers look for since the amount to be re-paid monthly will be less.

The interest rate depends on the kind of services one wants to use that is refinancing or purchase purposes

The FHA home loans have a Premium Mortgage Insurance, this insurance of for the loan that a borrower applies for. The importance of mortgage insurance is that it can not be canceled, it comes with a wide range of payment options and it helps reduce the down payment.

  • It is easier to qualify

Unlike other home loan programs, the FHA home loans are easier to apply and qualify for. They have basic requirements that include tax statements that are updates, profit and loss statements for those who are self-employed, proof of income and proof of a stable source of incomes, a good credit report and proof of residence and identification.

Calculation of the debt to income ratio is fairly calculated which ensures that everyone qualifies for this loan program.