The Texas Mortgage Pros – Top-Rated Mortgage Company, FHA Loans & Cash Out Refinance In Elgin, TX

Conventional Rates

4.125 %

4.210 %APR


Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR


Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR


100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR


100% Financing In Rural Areas

"Rates, terms, and fees as of 10/18/2021 and subject to change without notice."

Dedicated Mortgage Broker in Elgin

We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see if you’re qualified.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

daily mortgage news courtesy of the texas mortgage pros
National Mortgage NEWS
Get up-to-date information on mortgage and real estate news including mortgage rates, processing, and refinancing.
  • Latest U.S. Mortgage News
  • Mortgage Rates are Updated Daily
  • Complete Consumer Mortgage News

Getting Prequalified just got a lot easier
In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
  • Work with the BEST lending company in the Greater Houston Area.
  • Discover simple, affordable, and effective tools to help you secure a mortgage.
“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
Man using the best mortgage lender in houston texas

Real Clients. Real Stories. Real Results.

Our goal is to provide you with the best customer service possible.

  • home loans by The Texas Mortgage Pros
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

  • apply for loans by The Texas Mortgage Pros
    Shareem Williams

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

  • apply for a mortgage with The Texas Mortgage Pros
    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

  • Texas Mortgage home loan programs
    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

  •  Top Mortgage Lender in Texas
    Christina & Aaron Francis

    We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »

The Best Mortgage Lenders In Elgin, Texas

The Texas Mortgage Pros team consists of the best mortgage lenders in Texas. We are committed to providing our Wichita Falls, Texas clients with the highest quality service for your mortgage needs. Combined with the lowest rates and multiple loan programs available in Texas, makes The Texas Mortgage Pros one of the best Elgin mortgage companies – Spring, San Antonio, Tomball, The Woodlands, Amarillo, Dallas, Austin, El Paso, Corpus Christi, Fort Worth, Midland, Arlington, Plano, Odessa, and Houston, Texas. Our outstanding mortgage professionals with years of experience will work with you one-on-one to ensure that you get the home loan that is tailored specifically to meet your situation and expectation. Whether you are purchasing your dream home, first home, refinancing an existing loan, or consolidating debt, our highly experienced team of loan officers can help you find the right loan program at the lowest rate possible. Finding the best mortgage companies in Elgin, Texas doesn’t have to be difficult. Our ultimate goal is to create a lasting relationship with each of our clients that we may continue to provide excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. Our name is trusted throughout the lending community.

What The Texas Mortgage Pros Specializes in:

To speak directly with an experienced mortgage professional, simply give us a call anytime or feel free to utilize any of the interactive tools offered throughout the site. We look forward to working with you.

Get Pre-Approved In Less Than 8 Minutes


TMP is a team that brings together mortgage experts from all corners of the State of Texas. The team’s mission is to satisfy all their clients’ mortgage needs at the most pocket-friendly rates and to avail a variety of loan programs for those who want mortgage services in towns like Spring, Dallas, Tomball, Austin, The Woodlands, Houston and San Antonio, Texas. The dedicated and competent professionals will handle each and every client’s needs leaving no question unanswered and no need unhandled. This is to achieve its mission of maximum customer satisfaction.

They will be of maximum help to any client who is; in need of a new home (whether this is your first or subsequent home), struggling to clear mortgage loan, or consolidating a mortgage debt. When you subscribe to their services as a client, you will enjoy the following with much ease:

  • Buying a new home
  • Conforming jumbo and also Non-conforming.
  • Being given access to loans amounting to as much as 3 million.
  • Amazing terms and affordable rates.
  • Giving loans to Texas Residents in need of Mortgage services.
  • Up to an unbelievable loan value of 95%

The Texas FHA Mortgage loans

Benefits clients will enjoy.

  • Small deposit.
  • Light terms on the ratio of debt to that income.
  • Manageable rates of interest
  • Access to gift funds for your deposit.

Mortgage Refinance.

  • Assisting in mortgage refinancing for those in need of the services in Texas
  • Closes after a maximum of thirty days
  • Manageable rates of interest
  • All repair works maybe inclusive
  • Closing costs may be inclusive.

TMP’s foremost objective is to create a friendly environment for their clients where all their long term and short term mortgage needs may be handled with guaranteed privacy.

To contact them, you can make a phone call via the number (281)860-2533 or check for more contacts from their website.

The Disclosure Of Mortgage Banking Of Texas.

In accordance with the requirements provided in section 157.007 of the Registration of Banker Loan and Loan Originator Mortgage Act, Chap. 157, Finance Code of Texas, you must not forget the provisions below;

Any customer with any complaint against any mortgage service provider (including banker and loan originator) ought to fill and forward the complaint to the Department of mortgage Lending And Saving Of Texas. TX 78705, Suite 201, 201, 20601 N Lamar. The forms alongside instructions are available for download at (The Department’s official website). After downloading’ you can print and work with the hard copy. Or you can contact the department at, 1-877-276-5550 (the line is toll-free). The department may compensate for some damages which are caused by a mortgage service provider against provisions of their act. Application for compensation must be made and be investigated before compensation from the recovery fund. For more details, visit their (department’s) website,

We service the following zip codes and surrounding areas:
76578, 78612, 78615, 78621, 78634, 78650, 78653, 78659, 78725, Elgin TX, Coupland TX, Mc Dade TX, Manor TX, Cedar Creek TX, Thrall TX, Austin TX, Paige TX, Hutto TX


View a map of our services areas:


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