The Texas Mortgage Pros – Specialist of FHA Home Loan, Conventional Home Loan & Cash Out Refinance In Lockhart, TX

Conventional Rates

4.125 %

4.210 %APR


Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR


Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR


100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR


100% Financing In Rural Areas

"Rates, terms, and fees as of 11/29/2021 and subject to change without notice."

Dedicated Mortgage Broker in Lockhart

We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see if you’re qualified.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about the loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

daily mortgage news courtesy of the texas mortgage pros
National Mortgage NEWS
Get up-to-date information on mortgage and real estate news including mortgage rates, processing, and refinancing.
  • Latest U.S. Mortgage News
  • Mortgage Rates are Updated Daily
  • Complete Consumer Mortgage News

Getting Prequalified just got a lot easier
In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
  • Work with the BEST lending company in the Greater Houston Area.
  • Discover simple, affordable, and effective tools to help you secure a mortgage.
“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
Man using the best mortgage lender in houston texas

Real Clients. Real Stories. Real Results.

Our goal is to provide you with the best customer service possible.

  • home loans by The Texas Mortgage Pros
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

  • apply for loans by The Texas Mortgage Pros
    Shareem Williams

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

  • apply for a mortgage with The Texas Mortgage Pros
    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

  • Texas Mortgage home loan programs
    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

  •  Top Mortgage Lender in Texas
    Christina & Aaron Francis

    We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »

The Best Mortgage Lenders In Lockhart, Texas

The Texas Mortgage Pros team consists of the best mortgage lenders in Texas. We are committed to providing our Lockhart, Texas clients with the highest quality service for your mortgage needs. Combined with the lowest rates and multiple loan programs available in Texas, makes The Texas Mortgage Pros one of the best Lockhart mortgage companies – Spring, San Antonio, Tomball, The Woodlands, Amarillo, Dallas, Austin, El Paso, Corpus Christi, Fort Worth, Midland, Arlington, Plano, Odessa, and Houston, Texas. Our outstanding mortgage professionals with years of experience will work with you one-on-one to ensure that you get the home loan that is tailored specifically to meet your situation and expectation. Whether you are purchasing your dream home, first home, refinancing an existing loan, or consolidating debt, our highly experienced team of loan officers can help you find the right loan program at the lowest rate possible. Finding the best mortgage companies in Lockhart, Texas doesn’t have to be difficult. Our ultimate goal is to create a lasting relationship with each of our clients that we may continue to provide excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. Our name is trusted throughout the lending community.

What The Texas Mortgage Pros Specializes in:

To speak directly with an experienced mortgage professional, simply give us a call anytime or feel free to utilize any of the interactive tools offered throughout the site. We look forward to working with you.

Get Pre-Approved In Less Than 8 Minutes



Our team is made up of professionals. They come from different parts of Texas. Our main objective is to be in a position to offer all our clients the best services they can get in terms of all their mortgaging needs. For you to get the lowest rate possible, our team of professionals will work hand in hand with your taking into consideration the lowest rates available and the numerous loan programs in different areas in Texas. No matter the purpose of the loan, our professionals will ensure that you get it at the lowest possible rate.

Are you thinking of buying a new home for yourself? Then you should consider the Texas mortgage lenders. You will be able to get up to ninety-five percent of the value of the loan. The terms offered are also very good and it comes with very attractive interest rates. One can also be able to get a loan of more than three million. Apart from all these, one is given an opportunity to be able to choose between a nonconforming and conforming loan.


It comes with very many advantages. Your debt to income ratio needs to be high for one to stand a chance at this type of loan. The interest rate offered is also very low. When it comes to the down payment, then it can come as a gift from friends and relative.


When it comes to refinancing a mortgage here in Texas, it will take a period of fewer than thirty days for it go be done. It also comes with a very low-interest rate. When refinancing a mortgage, then all the closing and repairs costs can be included.

Our main goal here at The Texas Mortgage Pros is to be able to develop a very strong relationship with all our clients. This will ensure that we will be able to continue to deliver them with the services that they need even in the future. Compared to many of our competitors, we value secrecy and all your information is safe with us. The Texas Mortgage Pros have very well known in the mortgaging industry. We offer a variety of ways by which you can contact us on our website. You can also decide to call us and speak to our professionals.

According to the mortgage banker registration and residential mortgage loan originator act, any person who might be having any issue against a mortgage institution should be able to send a complain form which may be obtained online to the department of saving and mortgage lending in Texas. It’s up to the department to ensure that compensations for damage caused by mortgage bankers are made to any complainant. If you wish to find out more about the recovery fund, you can go online since a lot of information can be found on the website.


We service the following zip codes and surrounding areas:
78610, 78616, 78622, 78632, 78638, 78640, 78644, 78648, 78655, 78656, 78661, 78670, Lockhart TX, Dale TX, Maxwell TX, Fentress TX, Martindale TX, Staples TX, Prairie Lea TX, Luling TX, Kyle TX, Kingsbury TX, Buda TX, Harwood TX


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