The Texas Mortgage Pros – Proficient Mortgage Broker, Conventional Loan & Home Loan Company In Pandora, TX

Conventional Rates

4.125 %

4.210 %APR


Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR


Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR


100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR


100% Financing In Rural Areas

"Rates, terms, and fees as of 01/17/2022 and subject to change without notice."

Dedicated Mortgage Broker in Pandora

We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see if you’re qualified.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015

daily mortgage news courtesy of the texas mortgage pros
National Mortgage NEWS
Get up-to-date information on mortgage and real estate news including mortgage rates, processing, and refinancing.
  • Latest U.S. Mortgage News
  • Mortgage Rates are Updated Daily
  • Complete Consumer Mortgage News

Getting Prequalified just got a lot easier
In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
  • Work with the BEST lending company in the Greater Houston Area.
  • Discover simple, affordable, and effective tools to help you secure a mortgage.
“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
Man using the best mortgage lender in houston texas

Real Clients. Real Stories. Real Results.

Our goal is to provide you with the best customer service possible.

  • home loans by The Texas Mortgage Pros
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

  • apply for loans by The Texas Mortgage Pros
    Shareem Williams

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

  • apply for a mortgage with The Texas Mortgage Pros
    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

  • Texas Mortgage home loan programs
    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

  •  Top Mortgage Lender in Texas
    Christina & Aaron Francis

    We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »

The Best Mortgage Lenders In Pandora, Texas

The Texas Mortgage Pros team consists of the best mortgage lenders in Texas. We are committed to providing our Pandora, Texas clients with the highest quality service for your mortgage needs. Combined with the lowest rates and multiple loan programs available in Texas, makes The Texas Mortgage Pros one of the best Pandora mortgage companies – Spring, San Antonio, Tomball, The Woodlands, Amarillo, Dallas, Austin, El Paso, Corpus Christi, Fort Worth, Midland, Arlington, Plano, Odessa, and Houston, Texas. Our outstanding mortgage professionals with years of experience will work with you one-on-one to ensure that you get the home loan that is tailored specifically to meet your situation and expectation. Whether you are purchasing your dream home, first home, refinancing an existing loan, or consolidating debt, our highly experienced team of loan officers can help you find the right loan program at the lowest rate possible. Finding the best mortgage companies in Pandora, Texas doesn’t have to be difficult. Our ultimate goal is to create a lasting relationship with each of our clients that we may continue to provide excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. Our name is trusted throughout the lending community.

To speak directly with an experienced mortgage professional, simply give us a call anytime or feel free to utilize any of the interactive tools offered throughout the site. We look forward to working with you.

Get Pre-Approved In Less Than 8 Minutes


Services Offered By The Texas Mortgage Pros Company

Texas Mortgage professionals have been a mortgage loan service provider. Started in 2003, they have been committed to providing top notch services in lending and consultation. Their vision is to give everyone an opportunity of owning a home.

They communicate your financial options clearly, to ensure you are well informed when making a decision. This is supported by their expert experience in working with clients to get them approved for homes. Texas Mortgage Pros are skilled at providing valuable services to anyone who needs them.  

They offer very affordable services. They are known for having the best rates in the housing industry and charge no fees. This helps them offer very affordable services to a wide range of client needs. They have made a name in getting approval for all forms of loan packages. The experts at Texas Mortgage Pros have specialized in the following fields;

If you already have an access to loans and want to refinance, they can offer well-adjusted and streamlined solutions. This eliminates many of the unnecessary expenses associated with the refinancing process.

They have a customer friendly procedure that helps with the loan process. Although different types and packages have unique points, the general ones are;

  • Helping you gain your pre-approval or full approval in advance
  • They will find you a realtor that will help you buy a home by your standards.
  • Bid and Contract for a Home – They do this by working with both your loan specialists and your Realtor to make sure the contract is designed to fit you and your family’s requirements.
  • Their experts will work with your Loan Specialist in providing necessary upfront documents. This ensures complete transparency in the process.
  • Ensure your Loan Specialist orders the appraisal.
  • They will schedule a closing time with both your Realtor and Loan Specialist. They thus ensure the loan closing is done properly.

The Appraisal

Getting an appraisal on a property is a very important part in considering a mortgage. An appraisal compares the current market value of the home you wish to buy against other homes that have been sold in the same area.


Texas Mortgage Pros will ensure you receive signed copies of all legal documents appertaining to the property being purchased. You will also receive information regarding your monthly mortgage payment and servicing of your new loan.

Texas Mortgage Banking Disclosure

Pursuant to the requirements of section 157.007 of the Mortgage Banker Registration and Residential Mortgage Loan Originator Act, Chapter 157, Texas Finance Code, you are hereby notified of the following: Consumers wishing to file a complaint against a Mortgage Banker or a licensed Mortgage Banker Residential Mortgage Loan Originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 N Lamar, Suite 201, Austin, TX 78705.

We service the following zip codes and surrounding areas:
78111, 78116, 78122, 78140, 78143, 78147, 78159, 78160, 78161, Pandora TX, Nixon TX, Stockdale TX, Gillett TX, Ecleto TX, Sutherland Springs TX, Leesville TX, Smiley TX, Poth TX


View a map of our services areas:


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