The Texas Mortgage Pros – Effective Conventional Loans & Conforming Loans In Patton Village, TX

Conventional Rates

4.125 %

4.210 %APR

30 YEAR FIXED

Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR

30 YEAR FIXED

Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR

30 YEAR FIXED

100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR

30 YEAR FIXED

100% Financing In Rural Areas

"Rates, terms, and fees as of 01/17/2022 and subject to change without notice."

Dedicated Mortgage Broker in Patton Village

We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see if you’re qualified.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

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Get up-to-date information on mortgage and real estate news including mortgage rates, processing, and refinancing.
  • Latest U.S. Mortgage News
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Getting Prequalified just got a lot easier
In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
  • Work with the BEST lending company in the Greater Houston Area.
  • Discover simple, affordable, and effective tools to help you secure a mortgage.
“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
Man using the best mortgage lender in houston texas

Real Clients. Real Stories. Real Results.

Our goal is to provide you with the best customer service possible.

  • home loans by The Texas Mortgage Pros
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

  • apply for loans by The Texas Mortgage Pros
    Shareem Williams

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

  • apply for a mortgage with The Texas Mortgage Pros
    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

  • Texas Mortgage home loan programs
    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

  •  Top Mortgage Lender in Texas
    Christina & Aaron Francis

    We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »

The Best Mortgage Lenders In Patton Village, Texas

The Texas Mortgage Pros team consists of the best mortgage lenders in Texas. We are committed to providing our Patton Village, Texas clients with the highest quality service for your mortgage needs. Combined with the lowest rates and multiple loan programs available in Texas, makes The Texas Mortgage Pros one of the best Patton Village mortgage companies – Spring, San Antonio, Tomball, The Woodlands, Dallas, Austin, El Paso, Corpus Christi, Fort Worth, Midland, Arlington, Plano, Odessa, Abilene and Houston, Texas. Our outstanding mortgage professionals with years of experience will work with you one-on-one to ensure that you get the home loan that is tailored specifically to meet your situation and expectation. Whether you are purchasing your dream home, first home, refinancing an existing loan, or consolidating debt, our highly experienced team of loan officers can help you find the right loan program at the lowest rate possible. Finding the best mortgage companies in Patton Village, Texas doesn’t have to be difficult. Our ultimate goal is to create a lasting relationship with each of our clients that we may continue to provide excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. Our name is trusted throughout the lending community.

To speak directly with an experienced mortgage professional, simply give us a call anytime or feel free to utilize any of the interactive tools offered throughout the site. We look forward to working with you.

Get Pre-Approved In Less Than 8 Minutes

 

The Texas Mortgage Pros have expert experience in working with clients to get them approved for their dream homes. With some of the best rates in the housing industry and no fees, they offer very affordable services. They have made a name in getting approval for all forms of loan packages. The experts at Texas Mortgage Pros have specialized in the following fields;

  • FHA loans
  • Conventional home loans 
  • FHA 203k loans 
  • VA loans
  • Cash-Out Refinance 
  • Jumbo Loans
  • Texas USDA Home Loans 
  • Construction Loans 

Texas FHA loans

Known as a Federal-housing Loan is a mortgage that is issued by an FHA-approved lender and insured by the Federal Housing Administration. They are designed for low-to-moderate-income borrowers. They also require a lower minimum down payment and credit score than many conventional loans. This is the reason why Texas FHA solutions are popular. They are highly recommended for first-time and budget-minded repeat buyers. Texas Mortgage Professionals have tailored their FHA loan program to be a good fit for a wide range of borrowers.

If you already have an FHA loan and want to refinance, they can offer well-adjusted and streamlined solutions. This eliminates many of the unnecessary expenses associated with the refinancing process.

The Texas Mortgage Pros can help you with the FHA loan process in the following ways.

  • Helping you gain your pre-approval or full approval in advance
  • They will find you a realtor that will help you buy a home by your standards.
  • Bid and Contract for a Home – They do this by working with both your loan specialists and your Realtor to make sure the contract is designed to fit you and your family’s requirements.
  • Their experts will work with your Loan Specialist in providing necessary upfront documents. This ensures complete transparency in the process.
  • Ensure your Loan Specialist orders the appraisal
  • They will schedule a closing time with both your Realtor and Loan Specialist. They thus ensure the loan closing is done properly

How a lender determines affordability

Your lender will consider certain factors when determining the amount of loan you are eligible for. Some of these include your debt-to-income ratio, cash available for the down payment and closing costs, and credit history.

The appraisal

Getting an appraisal on a property is a very important part in considering a mortgage. An appraisal compares the current market value of the home you wish to buy against other homes that have been sold in the same area.

Closing costs

Closing costs are fees that both buyer and seller must pay when closing a loan.  They generally include:

  • Origination fee
  • Discount points
  • Appraisal fee
  • Credit report
  • Recording fees

Documentation

When closing a loan, you will receive signed copies of all legal documents appertaining to the property you are purchasing. You will also receive information regarding your monthly mortgage payment and servicing of your new loan.

Texas Mortgage Banking Disclosure

Pursuant to the requirements of section 157.007 of the Mortgage Banker Registration and Residential Mortgage Loan Originator Act, Chapter 157, Texas Finance Code, you are hereby notified of the following: Consumers wishing to file a complaint against a Mortgage Banker or a Licensed Mortgage Banker Residential Mortgage Loan Originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 N Lamar, Suite 201, Austin, TX 78705.

We service the following zip codes and surrounding areas:
77073, 77302, 77303, 77306, 77327, 77328, 77336, 77338, 77339, 77345, 77357, 77365, 77372, 77373, 77383, 77387, 77391, 77393, Splendora TX, New Caney TX, Porter TX, Cleveland TX, Conroe TX, Humble TX, Huffman TX, Spring TX, Houston TX

 

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