The Texas Mortgage Pros – Skilled Mortgage Lenders, Mortgage Broker & Lending Agency In Richmond, TX

Conventional Rates

4.125 %

4.210 %APR


Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR


Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR


100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR


100% Financing In Rural Areas

"Rates, terms, and fees as of 10/18/2021 and subject to change without notice."

Dedicated Mortgage Broker in Richmond

We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see if you’re qualified.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015

daily mortgage news courtesy of the texas mortgage pros
National Mortgage NEWS
Get up-to-date information on mortgage and real estate news including mortgage rates, processing, and refinancing.
  • Latest U.S. Mortgage News
  • Mortgage Rates are Updated Daily
  • Complete Consumer Mortgage News

Getting Prequalified just got a lot easier
In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
  • Work with the BEST lending company in the Greater Houston Area.
  • Discover simple, affordable, and effective tools to help you secure a mortgage.
“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
Man using the best mortgage lender in houston texas

Real Clients. Real Stories. Real Results.

Our goal is to provide you with the best customer service possible.

  • home loans by The Texas Mortgage Pros
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

  • apply for loans by The Texas Mortgage Pros
    Shareem Williams

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

  • apply for a mortgage with The Texas Mortgage Pros
    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

  • Texas Mortgage home loan programs
    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

  •  Top Mortgage Lender in Texas
    Christina & Aaron Francis

    We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »

The Best Mortgage Lenders In Richmond, Texas

The Texas Mortgage Pros team consists of the best mortgage lenders in Texas. We are committed to providing our Richmond, Texas clients with the highest quality service for your mortgage needs. Combined with the lowest rates and multiple loan programs available in Texas, makes The Texas Mortgage Pros one of the best Richmond mortgage companies – Spring, San Antonio, Tomball, The Woodlands, Amarillo, Dallas, Austin, El Paso, Corpus Christi, Fort Worth, Midland, Arlington, Plano, Odessa, and Houston, Texas. Our outstanding mortgage professionals with years of experience will work with you one-on-one to ensure that you get the home loan that is tailored specifically to meet your situation and expectation. Whether you are purchasing your dream home, first home, refinancing an existing loan, or consolidating debt, our highly experienced team of loan officers can help you find the right loan program at the lowest rate possible. Finding the best mortgage companies in Richmond, Texas doesn’t have to be difficult. Our ultimate goal is to create a lasting relationship with each of our clients that we may continue to provide excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. Our name is trusted throughout the lending community.

To speak directly with an experienced mortgage professional, simply give us a call anytime or feel free to utilize any of the interactive tools offered throughout the site. We look forward to working with you.

Get Pre-Approved In Less Than 8 Minutes


Why The Texas Mortgage Pros Is The Best

Imagine living in your dream home, purchased at an affordable price, and supported by professionals who have your best interests at heart.  At The Texas Mortgage Pros, that is what we do. We are a team of dedicated mortgage professionals. You will find us in Houston, Dallas, Spring, San Antonio, The Woodlands, and Tomball locations of Texas. You come to us with your mortgage needs and together, we respond to them and come up with the best solution for you. We will also help you to merge your debt and refinance an existing loan as necessary. We provide mortgage loans at the most current competitive rates.

Services Offered at The Texas Mortgage Pros

New Home Financing

With our team of expert loan officers, this will be easy and stress-free. This is the conventional home loan and has a low down payment, low-interest rates, requirements for high debt to income ration and gift funds may be used for a down payment. This loan is not insured by the Federal government and the rates may be either fixed or adjustable.

Variations of this loan include the jumbo loan which can be used to purchase property that is more expensive than the conventional, and financing can go up to 95% of the value of the requested loan. 

You may be interested in the FHA home mortgage that is insured by the Federal Housing Administration, which protects the lender from loss in cases of loan repayment default by the borrower.

Home Refinancing

You will receive your refinancing loan from Texas Mortgage Pros in 30 days or less and closing costs and all home repair costs may be included. Refinancing will help you improve on your cash-flow and lower your term repayments.

VA Home Financing

This loan is eligible to veterans, military personnel, reservists, and the National Guard. We at Texas Mortgage Pros offer these home loans at zero down payment and no mortgage insurance is required. 

Customer Service

We have a stellar reputation in the mortgage industry. This is built by our team of knowledgeable and experienced officers whose main purpose is to create lasting relationships with our clients. They do this by providing you with legal and financial perspectives on what is happening in the mortgage market, every step of the way. Your questions and concerns will be attended to promptly and effectively. In ten minutes, the team of loan specialists at Texas Mortgage Pros, using simple and effective tools, will help you determine how much loan you qualify for, and without the obligation to purchase a loan. You will find more information and updates on current mortgage rates, refinancing, and processing, in the company newsletter.

You should choose Texas Mortgage Pros as your mortgage company because……

  • We provide excellent quality service that is personalized to your mortgage needs
  • You receive your loan in 30 days or less
  • We have the best competitive rates in town
  • Your personal information is kept private and secured
  • We have built a good reputation in the industry and are a leading brand name
  • We cover the greater Texas area
  • You come first. We are here for you.  

Contact the Texas Mortgage Pros team at (281) 860-2533. You may also e-mail us or use any of the other interactive tools on our website.


We service the following zip codes and surrounding areas:
77024, 77031, 77036, 77042, 77063, 77071, 77072, 77074, 77077, 77079, 77082, 77083, 77094, 77099, 77406, 77411, 77413, 77417, 77423, 77441, 77450, 77459, 77461, 77464, 77469, 77471, 77477, 77478, 77479, 77481, 77487, 77489, 77491, 77492, 77494, 77496, 77497, Richmond TX, Rosenberg TX, Sugar Land TX, Houston TX, Stafford TX, Alief TX, Missouri City TX, Katy TX, Thompsons TX, Fulshear TX, Orchard TX, Needville TX, Beasley TX, Barker TX, Brookshire TX


View a map of our services areas:


Visit our Google Site!