Are you ready to own your piece of the Lone Star State? At The Texas Mortgage Pros, we specialize in helping Texans like you secure affordable financing for quality manufactured housing across the state. With competitive rates and flexible terms tailored to your unique situation, your path to homeownership starts here.
Texas leads the nation in manufactured housing for good reason. Today’s manufactured homes offer exceptional value, modern designs, and energy efficiency at a fraction of traditional construction costs. With the median price of site-built homes rising across Texas, manufactured homes provide an affordable pathway to quality homeownership.
We offer a complete line of manufactured home loan programs to suit every buyer’s needs. Among them are the following:
Perfect for first-time homebuyers with lower down payment requirements (as little as 3.5%) and more flexible credit requirements. FHA loans can cover your manufactured home, land, and installation costs in one affordable package.
Texas veterans and active military, we honor your service with specialized VA loan options featuring no down payment, competitive interest rates, and no private mortgage insurance requirements for qualified borrowers.
Ideal for buyers with stronger credit profiles seeking traditional financing options with competitive rates and terms up to 30 years for single- and double-wide homes that meet specific foundation requirements.
Purchase your manufactured home and land together with one convenient loan. We’ll help navigate Texas land requirements and ensure your property meets all local regulations.
Special financing options exclusively for Texas veterans, offering below-market interest rates and favorable terms on manufactured homes placed on owned land.
Financing designed for movable personal property like manufactured homes on leased land. Also known as a “home-only” loan, a chattel loan finances only the home itself. It’s perfect for buyers in a leasehold community.
Our team understands the unique aspects of manufactured home ownership in Texas:
Don’t let traditional housing costs keep you from homeownership in Texas. Our manufactured home loan specialists are ready to guide you through every step of the financing process.
Call us at (877) 280-4833 to get started on your path to homeownership.
After renting for years in Houston, I never thought homeownership was possible until I discovered manufactured home financing. The team made the process simple, and I closed in just 28 days!
As a first-time homebuyer in rural East Texas, I had so many questions. My loan officer explained everything clearly and found me a great rate on my land-home package.
Ready to take the next step toward homeownership with a Texas FHA Loan? Get prequalified in just a few minutes and find out how much you can invest in your future.
Discover your qualification amount in 10 minutes or less with our easy, online pre-qualification process.
Get an instant estimate of how much you can qualify for, streamlining your home-buying journey.
Partner with our experienced, local loan experts who are dedicated to providing personalized and knowledgeable support.
Count on us to guide you smoothly through the process, ensuring your loan closes on time, every time.
A: While requirements vary by loan type, we have programs starting at 580 FICO scores for FHA loans and 620 for conventional financing. We’ll help find the right option for your situation.
Yes! We offer financing for pre-owned manufactured homes that meet certain age and condition requirements. Homes should typically be 1976 or newer to comply with HUD standards.
Manufactured homes are factory-built after June 15, 1976, and constructed to federal HUD code standards. “Mobile home” refers to factory-built homes constructed before this date. Most lenders finance manufactured homes rather than mobile homes.
A: When properly installed on owned land with permanent foundation systems, manufactured homes can appreciate similarly to site-built homes, especially in growing Texas markets.
A: Requirements vary by county and municipality. Some areas have minimum acreage requirements, setback rules, and specific zoning for manufactured housing. Our team can help you navigate these regulations.
The Texas Mortgage Pros, LLC. is not affiliated with an agency of the federal government, HUD or FHA. THIS IS NOT A GOVERNMENT DOCUMENT. HUD or FHA did not distribute or approve this material.
The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply.
