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Day: June 8, 2023

A borrower reviews financial documents with a calculator and laptop, illustrating how lenders calculate the mortgage debt-to-income (DTI) ratio during the home loan application process.
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Debt-to-Income Ratio

Debt-to-income ratio meaning The debt-to-income (DTI) ratio compares the amount of debt you have compared to your income and provides insight into one’s financial health.